Get covered on your next holiday..
with a BONUS!

8 lucky winners stand a chance to win S$88* each week with purchase of Insure & Travel^Enhanced

Buy Now

Here’s how you can win!

1. Purchase any plan from our online portal

2. Pay with an American Express ® Card / MasterCard or Visa Card

3. You are now entered in our Lucky Draw with your purchase!

What’s more, enjoy 28% off* Single Trip Plan or 10% off* Annual Multi-Trip Plan

Buy Now

*Valid from 01 – 28 Feb 2015. Promotional T&Cs apply.

Table of Premiums

Single Trip Plan

Premiums indicated are after 28% discount.

Period of Insurance	ASIAN	ASIA	WORLDWIDE
Individual Plan
1 - 3 days	S$20.16	S$27.36	S$39.60
4 - 6 days	S$23.04	S$32.40	S$48.96
7 - 10 days	S$34.56	S$46.08	S$57.60
11 - 14 days	S$44.64	S$54.00	S$72.00
15 - 18 days	S$54.72	S$63.36	S$84.96
19 - 22 days	S$62.64	S$72.00	S$95.04
23 - 27 days	S$68.40	S$79.20	S$103.68
28 - 31 days	S$75.60	S$86.40	S$115.20
Each additional week or part	S$12.96	S$18.00	S$21.60
Family Plan
1 - 3 days	S$46.08	S$59.04	S$88.56
4 - 6 days	S$54.72	S$75.60	S$102.96
7 - 10 days	S$82.80	S$100.80	S$126.00
11 - 14 days	S$97.92	S$119.52	S$157.68
15 - 18 days	S$133.92	S$150.48	S$183.60
19 - 22 days	S$149.76	S$174.24	S$203.76
23 - 27 days	S$164.16	S$190.08	S$227.52
28 - 31 days	S$181.44	S$198.72	S$249.12
Each additional week or part	S$28.80	S$40.32	S$48.24

Premium discount for Child – 50% discount for Child (under Individual Plan only) if accompanied by an insured adult for the entire period of insurance.

Definition of Child – A fully dependent child under the age of 18 years old or up to 23 years old who is studying full-time in higher institutions of learning and is not married nor in employment.

Eligibility for Family Plan: You and your spouse with any number of Child.

Annual Multi-Trip Plan

Premiums indicated are after 10% discount.

Premium based on Geographical Area	Individual Plan	Family Plan
Annual Plan - Asia¹	S$252	S$454.50
Annual Plan - Worldwide²	S$342	S$598.50

¹ASIA - Including Australia and New Zealand, but exclude Middle East Countries

²Worldwide - Anywhere in the World

Insurance Benefits

Covers and Limits	Maximum Limit per Plan (unless otherwise stated)
Covers and Limits	Individual Plan	Family Plan
1. Accidental Death and/or Permanent Total Disablement
a) Each Insured Person below age 70 years old b) Each Insured Person age 70 years old and above c) Each Child as Defined	S$250,000 S$125,000 S$50,000	S$150,000 Not Applicable S$25,000
2. Increase Indemnity whilst on Scheduled Public Conveyance^New
a) Each Insured Person below age 70 years old	S$500,000	S$300,000
b) Each Insured Person age 70 years old and above	Not Applicable	Not Applicable
c) Each Child as Defined	S$100,000	S$50,000
3. Medical, Dental And Other Expenses Incurred Overseas
a) Each Insured Person below age 70 years old	S$300,000	S$150,000
b) Each Insured Person age 70 years old and above (Combined limit with Emergency Medical Evacuation and Repatriation benefit)	S$150,000	Not Applicable
c) Each Child as defined	S$300,000	S$150,000
In the aggregate as Family Plan	Not Applicable	S$300,000
4. Follow-up Medical Expenses Incurred Upon Return to Singapore	S$15,000	S$15,000
5. Traditional Chinese Medicine (TCM) and/or Chiropractic Treatment Expenses^Enhanced	S$300	S$300
6. Emergency Mobile Phone Charges	S$200	S$200
7. Hospital Confinement Allowance^Enhanced	S$10,000	S$10,000
a) Hospital day stay in overseas - Limit for each hospital day stay	S$200	S$200
b) Hospital day stay in Singapore - Limit for each hospital day stay	S$100	S$100
8. Emergency Medical Evacuation and Repatriation
a) Each Insured Person below age 70 years old	Unlimited	Unlimited
b) Each Insured Person age 70 years old and above (Combined limit with Medical, Dental and Other Expenses Incurred Overseas benefit)	S$150,000	Not Applicable
c) Each Child as defined	Unlimited	Unlimited
9. Repatriation Expenses for Mortal Remains	Unlimited	Unlimited
10. Compassionate Visit by a Relative or Friend	S$5,000	S$5,000
11. Child Help	S$5,000	S$5,000
12. Loss of Deposit or Cancellation	S$10,000	S$10,000
Sub-limit for Trip postponement	S$1,000	S$1,000
Sub-limit for cancellation due to bankruptcy or Insolvency of travel agent	S$5,000	S$5,000
13. Flight Deviation	S$1,000	S$1,000
Limit for each full 6 consecutive hours	S$100	S$100
14. Trip Curtailment	S$10,000	S$10,000
15. Travel Delay	S$1,000	S$1,000
(a) Limit for each full 6 consecutive hours	S$100	S$200
(b) Partial Trip cancellation	S$500	S$500
(c) Total Curtailment and return to Singapore after 48 hours Travel Delay	S$10,000	S$10,000
16. Travel Misconnection	S$200	S$200
17. Overbooked Scheduled Public Conveyance	S$100	S$100
18. Baggage & Personal Effects	S$5,000	S$5,000
Limit per set or pair of article	S$800	S$800
19. Baggage Delay	S$1,000	S$1,000
Limit for each full 6 consecutive hours of delay while overseas	S$200	S$200
Limit for each full 6 consecutive hours of delay upon return to Singapore	S$100	S$100
20. Personal Money and Travel Documents	S$5,000	S$5,000
Sub-limit for personal Money	S$500	S$500
21. Credit Card Indemnity	S$500	S$500
22. Credit Protector Liability	S$3,000	S$3,000
Exclusive for UOB Credit Cardholders
23. Personal Liability	S$1,000,000	S$1,000,000
24. Hijacking	S$5,000	S$5,000
Limit for each full 6 consecutive hours^Enhanced	S$100	S$200
25. HomeSure (per household)	S$5,000	S$5,000
Sub-limit for burglary	S$1,000	S$1,000
26. Rental Vehicle Excess	S$500	S$500
27. Travel Assistance Whilst Overseas	Available	Available
28. Act of Terrorism (Excluding nuclear, chemical and biological terrorism.)	Cover all Sections up to the maximum benefit amount

Types of Cover

1. Individual Plan means any natural person who is domiciled in Singapore. He/She must be a Singapore Citizen, Permanent Resident of Singapore or foreigner holding a valid employment pass in Singapore.

2. Family Plan consists of you and/or your spouse with any number of your Child travelling together for the entire Trip.

For Annual Multi-Trip Family Plan, the Child must be accompanied by at least one of the Insured Adults throughout the Trip during the period of insurance.

For Annual Multi-Trip Plan, the Insured Person(s) can make unlimited number of Trips to the selected Geographical Area and each Trip should not exceed 90 days.

Eligibility for Cover

• Singapore Citizens, Permanent Resident of Singapore or Foreigner holding on to a valid Employment Pass

• The Insured Person must be domiciled in Singapore

• The Trip must not be the purpose of seeking medical treatment

• The maximum enrol age for Annual Multi-Trip Plan is Age 60 years old.

Premium discount for Child:

50% discount for Child (under Individual Plan only) if accompanied by an insured adult for the entire period of insurance.

Definition of Child:

A fully dependent child under the Age of eighteen (18) years or up to twenty-three (23) years who is studying full-time in a recognised institution of higher learning and is not married nor in employment on the start date of the Period of Insurance stated in the Certificate of Insurance and/or Policy.

General Exclusions

Summary of Main Exclusions applicable to Insure & Travel ^Enhanced

Main Exclusions

- War and kindred risks and government acts

- Nuclear/Chemical/Biological Terrorism (LSW 1176)

- Nuclear hazards

- Unreasonable care and attention

- Racing, motor sports, mountaineering, flying as a pilot and crew member or other hazardous pursuits and underwater activities except leisure scuba diving under the supervision of a qualified diving instructor

- Self-inflicted injury or illness

- AIDS or AIDS Related Complex

- Alcoholism or drug abuse

- Pre-existing medical conditions

- Pregnancy including childbirth, caesarean operation, abortion, miscarriage (and all complications therefrom) except miscarriage due to accidental bodily injury as provided under Section 3(c) of the Policy contract

Personal Accident and Medical Expenses

- Medical treatment (except as specified) in Singapore

- Non-essential treatment or surgery

- Medical treatment being the specific purpose of the trip

Cancellation and Curtailment

- Failure to notify travel agent/tour operator or provider of transport or accommodation immediately if it is found necessary to cancel or curtail the travel arrangement.

Travel Delay

- Failure of the Insured Person to check-in according to the itinerary supplied to him

- Strike or industrial action which was in existence at the date of purchase of this insurance

Baggage and Money

- Normal wear and tear

- Confiscation or detention by customs

- Damage to fragile articles

- Losses not reported to the police within 24 hours at the place of loss

- Baggage losses not reported to the carrier immediately

Personal Liability

- Injury to employees or members of the Insured Person's family

- Liability arising out of the use of vehicles, aircraft or watercraft

- Property belonging to or held in trust or in the custody or control of the Insured Person

- Liability directly arising from the Insured Person's specific pursuit of any trade, business or profession

- Liability assumed by the Insured Person by agreement

Get covered on your next holiday..
with a BONUS!

Here’s how you can win!

What’s more, enjoy 28% off* Single Trip Plan or 10% off* Annual Multi-Trip Plan

Insure & Travel^Enhanced

MORE INFORMATION

Important Notice and Disclaimers

Get covered on your next holiday..with a BONUS!

Here’s how you can win!

What’s more, enjoy 28% off* Single Trip Plan or 10% off* Annual Multi-Trip Plan

Insure & TravelEnhanced

MORE INFORMATION

Important Notice and Disclaimers

Table of Premiums

Insurance Benefits

General Exclusions

Get covered on your next holiday..
with a BONUS!

Insure & Travel^Enhanced